Unlocking the Path to Affordable Housing
Choose Xiente’s Housing Counseling program as your trusted partner on your housing journey. Our goal is to empower you with the necessary information, resources, and support to make informed decisions, achieve housing stability, and improve your overall financial well-being.
WHAT WE OFFER
We provide a variety of essential services to ensure you have the knowledge and tools to make informed decisions about your housing situation. Our dedicated team of experts offers the following comprehensive housing counseling services:
- Pre & Post Purchase Counseling: Receive expert guidance and support when purchasing or selling a home, ensuring you make informed decisions that align with your financial goals.
- Rental Counseling: Gain valuable insights and assistance in navigating the rental market, including understanding lease agreements, tenant rights, and finding suitable housing options.
- Mortgage Default & Delinquency Counseling: If you’re facing challenges with your mortgage payments, our program offers counseling to help you navigate through defaults and delinquencies, exploring possible solutions to avoid foreclosure.
- Property Inspection Assistance: Understand the intricacies of property inspections and receive guidance on how to address any issues that may arise during the process.
- Loan Counseling & Home Repair Loans: Access expert advice on loan options and assistance programs, as well as explore opportunities for home repair loans to ensure your property remains safe and well-maintained.
- Mortgage Refinancing Assistance: Learn about mortgage refinancing options and determine if it’s the right choice for you to potentially lower your monthly payments or secure better terms.
- Property Tax Assistance: Receive guidance and support in understanding property tax assessments, exemptions, and explore strategies to manage your property tax obligations effectively.
- Homestead Exemption Help: Navigate the homestead exemption process, including eligibility criteria and application procedures, to potentially reduce your property tax burden.
We offer Pre-Purchase Workshops every third Thursday of the month. These workshops provide valuable insights into the homebuying process, equipping you with the knowledge and resources needed to make confident decisions.