Housing Counseling

Unlocking the Path to Affordable Housing

At Xiente, we believe stable housing is foundational to economic mobility. Our Housing Counseling program empowers individuals and families with the knowledge, tools, and support needed to make informed housing decisions—whether renting, buying, or preserving homeownership.

WHAT WE OFFER

Our certified counselors provide one-on-one guidance tailored to your goals and challenges. Services are free and available in English and Spanish.

Pre- & Post-Purchase Counseling
Make informed homebuying or selling decisions with expert guidance every step of the way.

Rental Counseling
Understand your rights and responsibilities as a tenant, navigate leases, and identify safe, affordable rental options.

Mortgage Default & Delinquency Support
Facing missed payments or possible foreclosure? We help you explore sustainable solutions.

Property Inspection Guidance
Prepare for a home inspection and learn how to address potential repairs or structural issues.

Home Repair Loans & Loan Counseling
Explore financing options to maintain or repair your home, and get help understanding the best loan programs for your needs.

Mortgage Refinancing Counseling
Determine if refinancing is right for you, and learn how to reduce monthly costs or secure better loan terms.

Property Tax & Homestead Assistance
Understand your property tax responsibilities, available exemptions, and how to apply for the Homestead Exemption.

HOUSING WORKSHOPS

PRE-PURCHASE WORKSHOP

Thinking of buying your first home? Join our monthly Pre-Purchase Workshop (held every third Thursday) to learn about credit, budgeting, mortgages, and closing processes. Workshops are available in English and Spanish.

🔑 First-Time Homebuyer Classes – Enroll Now
📅 Third Thursday of Every Month
📍 In-person & virtual options
📝 Registration required

Why It Matters

Access to housing isn’t just about shelter—it’s about stability, safety, and opportunity. Whether you’re preparing to purchase your first home or trying to stay in the one you already have, Xiente’s Housing Counseling ensures you’re never navigating alone.