Financial Consulting

Empowering Families to Build Financial Confidence

At Xiente, we believe that financial literacy is a powerful tool for economic mobility. Our Financial Consulting services are designed to help families and individuals develop the knowledge, habits, and confidence needed to build long-term financial stability. Whether you’re managing debt, creating a budget, or planning for the future, we meet you where you are.

Budgeting 101

Master the Essentials. Take Control of Your Finances.

Our Budgeting 101 workshops provide a practical foundation for managing income, expenses, and debt. This course is ideal for anyone looking to gain control of their financial life.

You’ll Learn How To:

• Track income and expenses to build awareness
• Create a realistic, personalized budget
• Prepare for emergencies and unexpected costs
• Tackle debt with proven repayment strategies
• Set and achieve short- and long-term financial goals

Credit 101

Understand and Improve Your Credit with Confidence

Credit affects everything from housing to job opportunities. Our Credit 101 sessions help you understand how credit works and how to use it to your advantage.

You’ll Learn:

• The 3 C’s of Credit: Character, Capacity, Collateral
• Why credit matters—and how it impacts your daily life
• How to read and interpret your credit report
• Steps to improve your credit score
• Tools to manage debt and rebuild credit health

Financial Literacy

Build a Strong Financial Future

Our Financial Literacy classes offer a comprehensive overview of key financial topics. Whether you’re just starting or looking to refine your knowledge, this is your path to long-term success.

Topics Include:

• Budgeting and saving strategies
• Understanding credit and interest
• Avoiding financial pitfalls
• Basics of investing and planning for the future

These classes are open to individuals and families and are especially powerful when paired with Xiente’s housing or workforce programs.

Don’t let credit be a mystery or a source of stress in your life.

Certifications & Add-Ons

As part of our commitment to workforce readiness and financial empowerment, participants in Xiente’s Financial Consulting program may also access certification opportunities including:

• CPR Certification
• ServSafe Food Safety Certification
• Child Development Associate (CDA)

These certifications increase employment potential and are often required for jobs in healthcare, hospitality, and education.